Sunday, April 14, 2013

Erase your debt!

 
~ Quit using your credit cards
~ Decide what you need to spend and stick to that
~ Track your income and spending using a spreadsheet or a budget program
~ Pay bills automatically online
~ Deposit into a savings account each payday
~ Withdraw only what you need for spending
~ Do not carry your ATM card with you so you won't be tempted to use it
~ Set a budget goal and work towards it weekly
~ Do not impulse buy
~ Get right back on plan if you overspend

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