Wednesday, February 22, 2012

Health Budget

~ Avoid expensive weekend ER trips by visiting the doctor on Friday
~ Be sure to get generic or mail-order drugs if available
~ Use 24-hour helplines if you need advice other than regular doctor's hours
~ Get free checkups, mammograms, and pap smears for women over 40 if available
~ Show your doctor the drugs covered under your plan so he won't prescribe something expensive
~ Match up those doctor bills and EOB's as errors are made EVERYDAY (I know this from personal experience.)
~ Offer cash to pay a bill and your cost will sometimes be lowered
~ Be sure to ask for samples of meds
~ If you need an expensive dental procedure start it in December and finish it in January so you will benefit in both years

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