Tuesday, October 10, 2017


Pay attention to avoid these fees:
 
- You might have to pay for a new one if your ATM card is lost or stolen
- Mobile deposits sometimes cost fees
- A fee is sometimes charged if you don't keep a minimum balance
- Take advantage of online services to avoid fees
- Some banks charge to pay bills online
 


Tuesday, October 25, 2016

Monday, October 24, 2016

Coupons.com

 

It's getting close to the end of the month.  Be sure to click HERE to get any coupons you need before they are gone!

Thursday, October 13, 2016

BULLET JOURNALERS


I have fallen in lovvvvvve with Bullet Journaling.  This is the one I have my eye on!  I need to finish up the one I have before I decide to make the purchase.  Here's the link, Leuchtturm1917, if you are interested.  This seems to be the one everyone loves. 

Wednesday, October 12, 2016

Sunday, October 9, 2016

Raspberry Sherbet Party Punch


Anyone that knows me knows that I love all things raspberry!  Be sure to CLICK RIGHT HERE to get this delicious recipe!  Yummo!

Thursday, October 6, 2016



Be sure to click HERE for some great coupons.  Tons of deals this month!  Over $800.00 in coupons right now!

Tuesday, April 5, 2016

Skip the fees!

 
Watch carefully to avoid these fees that might get tacked on at the bank!
 
~ Lost or stolen card replacement
~ Not keeping a minimum balance
~ Mobile deposit (I lovvvve that feature though!)
~ Speaking to an actual person instead of online banking
~ Paying bills online
~ Using ATM's other than your own bank
~ Overdraft
~ Closing an account you haven't had long
 
 
 

For the cooks!

 
Have you checked out your spice rack lately? 
 
How many are stale?  Toss them!  The rule of thumb is that if you give them a sniff and you cannot smell them the you most likely cannot taste them either. 
 
Put the rest in alphabetical order for easy use!

Wednesday, February 24, 2016

Invitation decluttering......


Ok, head to your fridge door again! 

It's time to look over the clutter of invitations.  Birthday, graduation, wedding, wedding showers, baby showers. 

They are neverending!  Take five minutes to look them over.  Some of them you will keep as souvenirs.  Some of them are ready to be tossed out. 

Are you starting to be able to see the actual door of your fridge?  :)


Monday, January 25, 2016

Decluttering School Announcements!


Our next item we are decluttering are school announcements!

Do you keep them in a stack?  Are they tossed on a coffee table?  Are they stuck on the fridge?  Can you see them for all the other junk?

How many are outdated and the event over with? 

Did your child participate in the event? 

Do you want to keep it for sentimental value? 

Grab them now and decide.  Don't hesitate.  Put them where they go.

Trash?  Keepsake box?  Hasn't happened yet so stays on the fridge?

Tuesday, October 6, 2015

Cold weather....

 
Cold weather is creeping up on us!
 
How about taking 10 minutes to go through all those coats, hats, mittens, scarves, and boots? 
 
Weed out the trends of last year.  Weed out what no longer fits. 
 
The best part of all is the feeling you will get when you DONATE them to your local clothes closet so that others can benefit from your generosity!
 

Sunday, February 1, 2015

Moving on - Declutter Day 15!

 
Let's head in to the laundry room! 
 
Clothes pins, detergent, dust, dryer sheets, spot cleaner, pods, sponges, scrubbers! 
 
How many jugs do have that are pretty much empty?  Empty pod bags? Worn out reused dryer sheets?  Toss them! 
 
Dust your shelf, cart, or cabinet.  Once you are done tossing then reorganize what's left! 

Sunday, January 25, 2015

Declutter Day 14!

 
Let's work on our bathroom décor!  I have cute little DUSTY vases, bowls of DUSTY seashells, and DUSTY candles in mine!  You may have shelfs, figurines, pictures on the wall, etc. in yours.  Look it over!
 
Is it time for an update?  Is it time to DUST?  Get rid of outdated and no longer needed items.  Maybe someone else might like some of these things that you are tired of.  If they are in good shape maybe give them away, donate, or yardsale them! 

Friday, January 23, 2015

Next Declutter!

 
Here we go again! 
 
Let's break out all those hand creams, face lotions, jars, bottles, and tubes!
 
First things first....get rid of the old outdated ones.  Trash!  Next determine do you really need six of the same lotion that you got on sale at Bath and Body.  Can you give away some that you won't use to your family /friends?  Whatever is left that you are keeping organize in a cute basket.  They don't belong around the sink or loose in the cabinet.  Organization!

Monday, January 19, 2015

For the wine lovers....



 
The offer is for $13 off your first order (which is the equivalent of getting a "bottle on the house" of one of our Featured Wines, which are all offered at $13/bottle). If you order within the first 24 hours of visiting the website, you will receive an additional $7 off the order price (for a total of $20 off), which is the equivalent of 50% off your first order (avg order size is $39). The $13 coupon will be tied to your email address and you can take advantage of that offer at any time. 


Declutter - Still in the bathroom

 
Ok, I don't have this problem because my kids are grown but I remember it well! 
 
How many boats, barbies, letters, animals, etc. are circling your bath tub right now?  Do you have a cute basket to put them in or are they just all around the edge?  Organize!
 
Pick them up.  Look at them.  Are they old and yucky?  Do they need to be thrown out?  Have your kids outgrown them? 
 
Are they in good shape but outgrown?  Can they be donated? 
 
 

Sunday, January 18, 2015

Day 11 - Declutter

 
We are covering two things today. 
 
How many of those cutesy little gift baskets did you get for Christmas?  They are full of lotions, creams, candles, scrubs, etc.  Pull out the stuff you will actually use.  Put it where it belongs.  Will you re-gift things?  Do you have an organized storage for re-gifting?  If you have empty baskets decide what you will do with those?  Trash?  Reuse?  Donate? 
 
The other item is candles.  I have half-burnt candles and brand new candles.  They are unorganized on a shelf.  Do you regularly burn candles?  Do you use them at all now that lots of ladies are using Scentsy?  Btw those melts are considered candles too.  Maybe use one of those cute little empty gift baskets and store the Scentsy melts.  Decide if you will burn the rest of your half-burned candles.  Organize everything else into one neat concise place. 

Tuesday, January 6, 2015

Declutter - Day 10

 
Let's work on all your cosmetics!  Are they cluttered around your bathroom mirror?  Are they in a make-up bag?  Do you have a vanity table/mirror?  Dig them ALL out! 
 
Old sponges?  Toss 'em!  Yucky brushes?  Toss 'em!  Five red lipsticks?  Really?  Eyeshadow you no longer wear? 
 
Condense!  Combine!  Get rid of (trash/Goodwill) extra make-up bags, containers, Kaboodles, etc. that are no longer full! 

Monday, January 5, 2015

Declutter Day 9

We are still in the bathroom! Let's now work on those drawers!  Empty them!

Wipe down the inside of the drawer itself.  Put in some pretty shelf paper if you'd like.  :) 

Now.....start trashing!  Get rid of that stuff you haven't used in months.

Put all the Q-tips back in the container.  How many brushes, combs do you actually use?  Old lotions?  Hair ties?  Hairbows?  I have three flat irons.  Whyyyyyy?  I think I'll Goodwill a few of those. 

Monday, December 29, 2014

Moving on! Declutter Day 8!

Ok, we are heading to the bathroom today!  It will seem like a large project but it's not really.  I'm not talking drawers or hampers, or shelves.  I am ONLY talking the cabinet.  Spend five minutes taking every last thing out of it!  What's in there?  Towels, washcloths, Glade, lotions, fingernail polish remover, sponges, hairdryers, flat irons?  Get it out!  Dust off the shelves and then here we go!

Now.....First, go through them and decide if any need to be trashed.  That was easy.  If you are like me you have a ton of towels and washcloths on the bottom of the stack that you never use.  Why are you saving them?  Since maybe you trashed some you might actually use the ones on the bottom.  If you don't use them how about donating them to a clothes closet or thrift store? 

How many of those small appliances do you have?  I had three flat irons!  I use ONE.  When was the last time you used hot curlers?  The 70's?  Lol!  Donate! 

Check the dates on those lotions....Trash?  How many do you have sitting in there?  Did you get a bunch more Bath and Body Works for Christmas?  Get rid of the old!  Do you have 4 bottles of red nail polish?  I bet your niece would enjoy playing with three of them! 

Continue on trashing, donating, or keeping while you put the rest back in the cabinet!

Friday, December 26, 2014

Day 7 - Decluttering

I'm back!  Christmas is over!  Day 7 of decluttering is here!  Let's work on your first stop/entryway of your home.  How many pairs of shoes are there?  Is this where they go?  Are they neat and organized?  Do you have a key rack to hang your keys or are they just tossed on a table?  Sunglasses, earbuds?  Maybe place some cute little baskets for these types of things.  Wallets, phones?  Mail?  Oh gosh!  The mail!  Why not bring in the mail and toss the junk IMMEDIATELY?  Since this is a decluttering post I won't go into time management of bill paying.  :)

Monday, December 22, 2014

Decluttering Day 6

Decluttering Day 6! Got a little distracted during some festivities but here we go again! Let's talk COATS and JACKETS! We have them in the hall closet, in your bedroom closet, on a coat rack, on the backs of chairs, your kid's rooms! Do you really wear them all? Gather them up! Box up what you don't wear. Hang the rest IN THEIR PROPER PLACE. Donate the rest to your local clothes closet or thrift store. Let's get to it. It'll only take a couple minutes!

Wednesday, December 17, 2014

Declutter - Day 5!!!

Oky doke!  This might take 30 minutes! 

Head on outside on this beautiful day in South Carolina and remove alllll the junk from your CAR!  Floorboards, glove compartment, trunk!

Have a trash bag handy for the trash.  Be sure to check the door handle inside the car.  My kids always seem to stick stuff in them. 

Candy wrappers, fast food bags, napkins, straws, cups!  Get rid of them!

Clothes, coats, and shoes, receipts, old insurance cards, CD's that you no longer listen to, $$$.

Now that everything is out of there you might want to place an air freshener under the seat! 

Tuesday, December 16, 2014

Decluttering - Day 4

Moving on to the next thing!  For some this will be easy.  For some it won't!  It's the PURSE!

Many ladies switch purses a lot so they are constantly cleaning out.  Many carry the same one all the time and it includes the kitchen sink! 

Start by removing EVERY LAST THING!  Again, sort by what you need, what you use, what you don't use, what is trash!  Make good decisions when putting things back in (in an organized way). 

Do you really need four packs of gum and two antibacterial hand cleaner bottles?  One will do, right? 

Look at your keychain also.  Do you still use them all?  Do you know what they go to?

Some folks carry an address book.  Have a smart phone?  That's why it's smart!  Store that info. 

Christmas list, grocery list, ball practice schedules, dance schedules, passwords, packing list  Again.....Smartphone. 

Once you get the kitchen sink out you might can find things easier and it will weigh lots less! 

Sunday, December 14, 2014

Declutter - Day 3

Today's clean out is the medicine cabinet!  We all know that this does not only consist of medicine.  We shove all sorts of junk in there!  Let's do this....10 to 15 minutes again....
1 - Empty the entire cabinet
2 - Wipe down the cabinet
3 - Decide what you are keeping
4 - It is doubtful that you are donating any of this stuff so trash what is out of date. 
5 - If you have multiples get rid of them.

Friday, December 12, 2014

Decluttering - Day 2

Ok, again this should only take about 20 or so minutes.  That's it for today!

We are still in the kitchen.  We have two things to do.   First thing is to remove everything out of your junk drawers.  Next remove all your plastic stuff out of drawers, cabinets, etc. 

Clean the cabinets and drawers themselves. 

Decide what you are not keeping.  Again, remember if it is broken get rid of it.  If you can't decide immediately get rid of it.  If you do not use it get rid of it.  If it belongs somewhere else put it where it belongs. 

Replace the things that you are keeping back to their drawer or cabinet.  The rest donate or trash!

Easy Peasy!

Wednesday, April 2, 2014

Save with Cash!


~ Ask if a competitor will match a price
~ Have the competitor's ad on hand
~ If you are buying several of something ask for a discount
~ Smile and politely ask if they will discount if you pay cash
~ Pull out the cash so that they see it
~ Retailers sometimes bump up prices to cover card fees so ask if they'll discount for small transactions if you pay cash
~ Swiping a debit card doesn't show you how much $$$ you have left like watching your cash leave your wallet does
~ Gas stations many times offer a cash discount
~ Carry large bills when shopping as you might not be as willing to break a big bill
~ You are more likely to impulse buy unhealthy foods if paying by card




Tuesday, April 1, 2014

Skip the grocery store!


~ Shop Amazon for great food deals and often free shipping
~ Monitor your total as you fill up your online cart to see what you are spending
~ Check out dollar stores for discounted name brand and generic groceries
~ Check unit prices at megastores for the lowest prices
~ Tear pads for drinks and snacks are often found in your gas station
~ Buy local produce from a farmer's market to cut out the middle man
~ Use a rewards card at the pharmacy to combine sales with manufacturers coupon and store coupons

Thursday, March 27, 2014

Get Organized!


~ If you purchase a deal be sure to use it immediately or create reminders in your smartphone so that you don't let it expire
~ Create a reminder a few weeks before it expires so if you need to plan you can
~ Create a day before reminder so you don't miss the expiration
~ Choose one local deal site that you like and check it once a day
~ Don't waste time with multiple sites

Thursday, January 9, 2014

Stride Rite

Be sure to head on over to the website, www.crazycouponers.com,  to check out our new partner!  Stride Rite!  I loved these shoes when my boys were learning to walk!

Greeeeeens!


 
Do y'all love greens?  I'll be honest.  I don't!  Did you know that you can mix and match them in recipes?  Kale, Chard, Collard Greens, and Beet Greens!  They are all nutritious!
 
If you like chips you can tear Kale into smaller pieces and spread them out on a baking sheet.  Drizzle them with salt and a little Olive Oil.  15 minutes at 375 degrees and you have a healthy snack.
 
Balsamic vinegar, Olive Oil, Beet Greens, and feta cheese make a salad that is healthy and pretty!  I like pretty food.  Makes me want to eat it all the more.
 
To make traditional Collards use bacon fat to tenderize onion.  Saute precooked Collards with the onion mixture until they are warm.  Throw on the bacon and a little cider vinegar.
 
Over medium-low heat cook chopped garlic in Olive Oil.  Add precooked Chard, pepper, and salt.  A little crushed red pepper will give it some spice!
 
Enjoy your greens! 

Monday, October 28, 2013

Who's ready for Black Friday?! Tips for you!

 
This always makes me laugh!  I am not a Black Friday shopper.  Don't get me wrong!  I love crowds and getting into the holiday spirit but as far as going out in the middle of the night to get a TV...well that's just not me!  My sister-in-law now is another story!  (Shout out to Tosh!)  She will be out there getting the bargains with the best of you!  Anyway, Here are a few tips for all you trying to get save this year!
 
~ Visit or call stores ahead of time to find out when the sale actually starts
~ Check to see when you can start lining up outside
~ They might even tell you were in the store the product you want will be located because deals sometimes are not in their usual area
~ Don't forget to take your ad if you plan to price match
~ Follow stores on Twitter or Facebook to grab discounts
~ If you will be in a loooong line take snacks and a drink
~ Be aware of return policies and keep receipts
~ Be sure to buy the newspaper on Wednesday to see all the ads or go online to see them
~ Decide what you can't live without and are the best deals so you know which store you need to be camped at first
~ Make a route of stores to visit by prioritizing the must have items
 

Monday, October 14, 2013

A few of my favorites right now!

$2.00 off 3 SNICKERS, TWIX or BITES Brand Bags
$0.75 off Any One (1) Baileys Coffee Creamers
$2.00 off 1 Nacho Bites or any Jose Ole snack item
$1.00 off REACH Floss, Dentotape or Access Flosser
$1.00 off JENNIE-O Turkey Bacon
$1.50 off ONE Pampers Cruisers Diapers
$1.50 off ONE Pampers Baby Dry Diapers
$1.50 off ONE Pampers Swaddlers Diapers
$0.75 off DESITIN Diaper Rash product except 1 oz
$0.50 off ONE Pampers Wipes 56ct or higher
$1.50 off Two Jolly Rancher and Twizzlers Bags
$1.00 off any JOHNSON'S Baby Washcloths product

Save at the Library

 
~ Save $$$ on internet by using the library for kids school research and job hunting
~ Check out DVD's to keep the kids entertained
~ Some libraries allow you to check out e-books on your e-reader
~ Use free online access to study for standardized tests instead of paying for them
~ Many libraries will deliver and pick up if you are elderly
~ Basic computer skills and internet research training are many times offered

Savings Tips


 
~ Pay yourself first even if it is $20.00 a paycheck
~ Have a separate savings apart from your checking so you won't be as likely to access it
~ Use automatic transfer to deposit into savings
~ Invest in your employer's 401(k) as they will sometimes match your contribution
~ If you pay off a bill, get a raise, etc. be sure to bump up the contribution to your 401(k)
~ The sooner you start saving the more you'll have for retirement
~

Monday, October 7, 2013

In the Kitchen!

 
Soooo I've been way slack lately with my site here.  I realllly need to get back to it because I promised you I would help you to save some $$$.  Here's what I've been up to!
 
I have literally taken every last item out of my pantry.  The shelves are now nice and clean.  I tossed junk that I know I won't use.  I grouped things together that belong together.  My hubby is trying his hand at beekeeping so we are always buying different kinds of honey to try.  I had FIVE different kinds!  I also had three canisters of oats and I don't recall ever using oats!  Arrgghhh!!!
 
I then replaced everything in a more logical order.  Baking stuff up top because I don't use it as much.  Next shelf was lunch and breakfast type items.  Third was things I would use in/as meals.  Bottom was spices, oils, large items, and snacks.
 
I moved on to my freezer and emptied and cleaned it!  Then I TOSSED stuff again.  Now I know what sort of meats and veggies and other junk are in there!  I grouped veggies on the top shelf, meats on the next one.  Frozen meals (Smart Ones) on the next and miscellaneous (ice cream, onion rings, etc.) on the last shelf.
 
My next step is to use what I have on hand.  That's where your $$$ saving comes in.  I have frozen shrimp that has been in there a while.  It is time for that to be eaten!  I plan to eat the oldest items first so they don't expire. 
 
I think knowing what you have on hand (instead of thinking you know) is half the battle.  Come up with ideas for things you've found and USE them.  I had four packets of taco seasoning.  I keep buying it because when I was in the store "I just wasn't sure" if we had any.  NOW I KNOW!  I was really amazed at all that I had forgotten that I have. 
 
Anyway use what you have...You might have to buy a little something to go with it but if you are creative you might not have to.  Hopefully you will make a few less trips to the grocery store. 
 
Let me know if you try it! 

Monday, July 15, 2013

Home Improvement Tips

 
~ Communicate your expectations clearly
~ Agree on how problems will be handled
~ Get a second opinion if something isn't going right
~ Register a complaint with the Better Business Bureau if the situation is extremely serious
~ Get estimates, payment terms, permit handling, how problems will be handled in writing
~ Voice your  concerns or questions
~ Bargain with the owner not the laborer
~ See if you can get a discount for working around their schedule
~ See if your preferred contractor will match a price
~ Do not pay for an estimate
~ Be sure to get a published phone number, a cell phone number, a mailing address, and an email address
 
 
 

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